Cat and Dog Friendly House

This take house design to a new level. This Japanese builder makes homes that are friendly for dogs and or cats. I believe my dogs would love the place expect the bath/ grooming area.

Check out asahi-kasei.co. It is in Japanese but click around to look at the pictures.

Cost Averaging Stocks

I decided to do a little research on this matter today. Up front it seems to make sense and if is what I do but mainly because I have only a limited amount of funds to purchase enough stocks at one time..

You are better off purchasing as much of a stock at one time and then keeping it since usually stock goes up.

Below are link to information about cost averaging in stocks.

Does Dollar Cost Averaging Work?


Dollar Cost Averaging Stock Strategy. InvestorGuide.com. WebFinance, Inc. http://www.investorguide.com/igu-article-967-stock-strategies-dollar-cost-averaging-stock-strategy.html (accessed: October 15, 2008).

Dollar Cost Averaging, http://www.efmoody.com/planning/dollarcost.html

How to Time Your Buys,
http://www.fool.com/personal-finance/general/2007/04/19/the-price-of-dollar-cost-averaging.aspx

Cost Averaging Stocks

I decided to do a little research on this matter today. Up front it seems to make sense and if is what I do but mainly because I have only a limited amount of funds to purchase enough stocks at one time..

You are better off purchasing as much of a stock at one time and then keeping it since usually stock goes up.

Below are link to information about cost averaging in stocks.

Does Dollar Cost Averaging Work?


Dollar Cost Averaging Stock Strategy. InvestorGuide.com. WebFinance, Inc. http://www.investorguide.com/igu-article-967-stock-strategies-dollar-cost-averaging-stock-strategy.html (accessed: October 15, 2008).

Dollar Cost Averaging, http://www.efmoody.com/planning/dollarcost.html

How to Time Your Buys,
http://www.fool.com/personal-finance/general/2007/04/19/the-price-of-dollar-cost-averaging.aspx

You Saving & Debt

So now the bank saving rates or ;falling including ING as reported in Consumerism Commentary.



To get control of you debt this is one method called the Snowball effect. The Snowball calculator can help you with this. Generally speaking the Snowball method is paying off the debt with the highest interest rates first.

IF you are a desperate homeowner and one of those a firms offers you the chance to sell your home -- and rent it back. Think again! Read this A Dangerous Way To Get Out Of Debt.

Taking control of hobbies

Hobbies can be expensive.

Even my poultry (chicken, ducks and geese) set me back around $40 dollars per month. I am thinking of cutting back by getting rid of the ducks. They are a pain to clean up after anyways but keeping my geese since I can use them for week control. I need to reduce my chickens and get rid of the many roosters I have since their is not way I will butcher them. I am thinking abut getting rid of my Dominics and just focusing on the Lakenvelders and Welsummers.

I have already gone back to reading more since I can always go to the library and check out books for free. I have some sewing projects and needlework projects to complete and plan to try to finish some during the winter months. They both can be rather expensive hobbies but at least a project take a while.

Other hobbies to focus on:

Cooking and baking

Digital Photography



I suppose blogging can be considered a hobby but with the price of internet service for us I would not really consider it inexpensive. I enjoy the internet and plan to teke more college classes so I will keep the service for now.